In today’s EOD roundup, the Consumer Financial Protection Bureau announced a new initiative to help the nation’s college graduates pay off their combined $1 trillion in student loans. The agency will begin to draft proposals that aim to lower monthly loan payments through refinancing and income-based payments models. Does this mean that we won’t die alone…?

You already knew that your student loans were ruining your plans to own and operate your own rooftop apiary but new research suggests that your excessive debt may also be the reason why you can’t get someone to put a ring on it. Stopping “Jessica Alba’s Honey*” before it started was one thing, student loans, but messing with my love life? That’s a new low.

More people are facing bankruptcy because of student loan obligations, according to a survey by the National Association of Consumer Bankruptcy Attorneys. In fact, the student loan debt has passed $1 trillion, which is more than the nation’s credit card debt.

There are several things you can do to put off paying your loans, but it’s advisable to pay them on schedule. Still, there may be times where you simply can’t make ends meet and pay off your loans. Here are some of your options.